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- Micro Finance – AM & Above
Curriculum
- 45 Sections
- 200 Lessons
- Lifetime
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- Fundamentals of Micro Finance8
- The Origin of Microfinance - Prof. Muhammad Yunus and Bangladesh6
- Evolution of Microfinance in India with a Brief History10
- Self-Help Groups (SHGs)11
- The Journey of Self-Help Groups (SHGs) in India and Present Scenario8
- History of SIDBI and NABARD in India4
- RBI as the Regulatory Authority for Microfinance in India2
- Sa-Dhan7
- MFIN - Introduction and Brief History7
- Hierarchy of Field Staff in Microfinance Industry11
- Starting a Career as a Trainee Field Officer in Microfinance6
- Understanding Key Terms in Microfinance: Member, Group, Centre, Group Leader, Centre Leader7
- What is a Joint Liability Group (JLG)?2
- How Does a Joint Liability Group (JLG) Operate?2
- Advantages of a Joint Liability Group (JLG)2
- Disadvantages of a Joint Liability Group (JLG)2
- Village Survey8
- Compulsory Group Training (CGT)6
- Group Recognition Test8
- Loan Utilization Check in Microfinance8
- Credit Bureau Reports5
- Loan Pipelining6
- Ghost Loans6
- Code of Conduct6
- Arrear Management in Microfinance3
- Delinquency Management7
- Effective Arrear Follow-up in Microfinance3
- Effective Surprise Center Visits (SCV) in Microfinance4
- Principal Outstanding vs. Principal in Arrear: Implications for NPA Provisioning6
- Non-Performing Assets (NPA) in Microfinance and RBI Prudential Norms5
- Gross NPA vs. Net NPA: Understanding the Difference5
- The Rising Challenge of Non-Performing Assets (NPAs) in India\'s Microfinance Industry7
- The Significance of Credit Risk Policy in the Microfinance Sector4
- Microfinance Workflow: From Loan Disbursement to Collection8
- Flower Route Planning for Daily Collection in Microfinance5
- Business Correspondent Arrangement in Microfinance Institutions (MFI)10
- On-Book vs. Off-Book Portfolio in Microfinance6
- Co-Lending in Microfinance in India10
- Priority Sector Lending in India12
- 40.0Introduction
- 40.1Sectors Under Priority Sector
- 40.2Lending Targets
- 40.3Agricultural Credit
- 40.4Micro, Small, and Medium Enterprises (MSMEs)
- 40.5Weaker Sections
- 40.6Education
- 40.7Export Credit
- 40.8Regional Focus
- 40.9Monitoring and Reporting
- 40.10Penalties for Non-Compliance
- 40.11Micro Finance Q 371 Question
- Non-Banking Financial Company (NBFC)3
- Types of NBFCs2
- Principal Business2
- Minimum Capital Requirement for NBFCs2
- NBFCs' Exemptions3
- Know Your Customer (KYC) Guidelines5
What is CGT in Microfinance?
CGT, or Compulsory Group Training, is an essential part of microfinance operations, especially when working with Joint Liability Groups (JLGs). It is a structured learning process designed to educate JLG members on various aspects of microfinance. Let’s explore what CGT involves.
Key Elements of CGT:
- Financial Education: CGT provides financial literacy to JLG members. They learn about loan terms, interest rates, and the importance of timely repayments.
- Group Responsibility: CGT emphasizes that all members of a JLG are collectively responsible for each other’s loans. If one member defaults, it affects the entire group.
- Operational Procedures: Members are taught the procedures for loan disbursement, repayment, and savings. This ensures they understand how the microfinance institution operates.
- Risk Management: CGT covers risk identification and management. Members learn to set aside savings for emergencies and unexpected financial challenges.
