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- Micro Finance – Branch Manager
Curriculum
- 33 Sections
- 155 Lessons
- Lifetime
- Fundamentals of Micro Finance8
- Evolution of Microfinance in India with a Brief History10
- Self-Help Groups (SHGs)11
- The Journey of Self-Help Groups (SHGs) in India and Present Scenario8
- RBI as the Regulatory Authority for Microfinance in India2
- Sa-Dhan7
- MFIN - Introduction and Brief History7
- Hierarchy of Field Staff in Microfinance Industry11
- Starting a Career as a Trainee Field Officer in Microfinance6
- Understanding Key Terms in Microfinance: Member, Group, Centre, Group Leader, Centre Leader7
- What is a Joint Liability Group (JLG)?2
- How Does a Joint Liability Group (JLG) Operate?2
- Advantages of a Joint Liability Group (JLG)2
- Disadvantages of a Joint Liability Group (JLG)2
- Village Survey8
- Compulsory Group Training (CGT)6
- Group Recognition Test8
- Loan Utilization Check in Microfinance8
- Credit Bureau Reports5
- Loan Pipelining6
- Ghost Loans6
- Code of Conduct6
- Arrear Management in Microfinance3
- Delinquency Management7
- Effective Arrear Follow-up in Microfinance3
- Effective Surprise Center Visits (SCV) in Microfinance4
- Non-Performing Assets (NPA) in Microfinance and RBI Prudential Norms5
- Microfinance Workflow: From Loan Disbursement to Collection8
- Flower Route Planning for Daily Collection in Microfinance5
- Business Correspondent Arrangement in Microfinance Institutions (MFI)10
- On-Book vs. Off-Book Portfolio in Microfinance6
- Co-Lending in Microfinance in India10
- Know Your Customer (KYC) Guidelines5
Introduction
Introduction:
In India, microfinance is primarily regulated by the Reserve Bank of India (RBI). In this tutorial, we’ll explore how the RBI acts as the sole regulatory authority for microfinance in the country.
1. Reserve Bank of India (RBI):
Role and Responsibilities:
The Reserve Bank of India (RBI) is the central banking institution and the sole regulatory authority for microfinance in India.
RBI formulates and implements regulations, guidelines, and policies to govern microfinance activities.
It supervises and regulates non-banking financial companies (NBFCs) that engage in microfinance operations.
RBI is responsible for setting interest rate caps and prudential norms to protect the interests of microfinance borrowers and maintain the stability of the sector.