- Home
- All Courses
- Branch Manager
- Micro Finance – Branch Manager
Curriculum
- 33 Sections
- 155 Lessons
- Lifetime
Expand all sectionsCollapse all sections
- Fundamentals of Micro Finance8
- Evolution of Microfinance in India with a Brief History10
- Self-Help Groups (SHGs)11
- The Journey of Self-Help Groups (SHGs) in India and Present Scenario8
- RBI as the Regulatory Authority for Microfinance in India2
- Sa-Dhan7
- MFIN - Introduction and Brief History7
- Hierarchy of Field Staff in Microfinance Industry11
- Starting a Career as a Trainee Field Officer in Microfinance6
- Understanding Key Terms in Microfinance: Member, Group, Centre, Group Leader, Centre Leader7
- What is a Joint Liability Group (JLG)?2
- How Does a Joint Liability Group (JLG) Operate?2
- Advantages of a Joint Liability Group (JLG)2
- Disadvantages of a Joint Liability Group (JLG)2
- Village Survey8
- Compulsory Group Training (CGT)6
- Group Recognition Test8
- Loan Utilization Check in Microfinance8
- Credit Bureau Reports5
- Loan Pipelining6
- Ghost Loans6
- Code of Conduct6
- Arrear Management in Microfinance3
- Delinquency Management7
- Effective Arrear Follow-up in Microfinance3
- Effective Surprise Center Visits (SCV) in Microfinance4
- Non-Performing Assets (NPA) in Microfinance and RBI Prudential Norms5
- Microfinance Workflow: From Loan Disbursement to Collection8
- Flower Route Planning for Daily Collection in Microfinance5
- Business Correspondent Arrangement in Microfinance Institutions (MFI)10
- On-Book vs. Off-Book Portfolio in Microfinance6
- Co-Lending in Microfinance in India10
- Know Your Customer (KYC) Guidelines5
What is Flower Route Planning?
Flower route planning, sometimes called “hub-and-spoke” route planning, is a strategic method to organize daily collections in microfinance. The term is derived from the visual resemblance of a flower, with the central branch (hub) and various connecting routes (spokes). Here’s how it works:
- Central Branch (Hub): The central branch serves as the hub. This is where all collections and disbursal activities originate. Field officers start and end their daily journeys at the central branch.
- Client Meetings (Spokes): From the central branch, field officers follow various routes, often referred to as spokes. Each route is dedicated to visiting different clients or borrower groups.
