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- Micro Finance – Branch Manager
Curriculum
- 33 Sections
- 155 Lessons
- Lifetime
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- Fundamentals of Micro Finance8
- Evolution of Microfinance in India with a Brief History10
- Self-Help Groups (SHGs)11
- The Journey of Self-Help Groups (SHGs) in India and Present Scenario8
- RBI as the Regulatory Authority for Microfinance in India2
- Sa-Dhan7
- MFIN - Introduction and Brief History7
- Hierarchy of Field Staff in Microfinance Industry11
- Starting a Career as a Trainee Field Officer in Microfinance6
- Understanding Key Terms in Microfinance: Member, Group, Centre, Group Leader, Centre Leader7
- What is a Joint Liability Group (JLG)?2
- How Does a Joint Liability Group (JLG) Operate?2
- Advantages of a Joint Liability Group (JLG)2
- Disadvantages of a Joint Liability Group (JLG)2
- Village Survey8
- Compulsory Group Training (CGT)6
- Group Recognition Test8
- Loan Utilization Check in Microfinance8
- Credit Bureau Reports5
- Loan Pipelining6
- Ghost Loans6
- Code of Conduct6
- Arrear Management in Microfinance3
- Delinquency Management7
- Effective Arrear Follow-up in Microfinance3
- Effective Surprise Center Visits (SCV) in Microfinance4
- Non-Performing Assets (NPA) in Microfinance and RBI Prudential Norms5
- Microfinance Workflow: From Loan Disbursement to Collection8
- Flower Route Planning for Daily Collection in Microfinance5
- Business Correspondent Arrangement in Microfinance Institutions (MFI)10
- On-Book vs. Off-Book Portfolio in Microfinance6
- Co-Lending in Microfinance in India10
- Know Your Customer (KYC) Guidelines5
What is GRT in Microfinance?
GRT, or Group Recognition Test, is a critical element of microfinance operations, particularly for Joint Liability Groups (JLGs). It serves as a formal assessment to evaluate the readiness of a JLG to access financial services and loans. Let’s delve into the significance of GRT.
Key Aspects of GRT:
- Group Cohesion: GRT assesses the unity and trust among JLG members. A closely-knit group is more likely to succeed in microfinance.
- Understanding of Financial Principles: JLG members are tested on their knowledge of key financial concepts, including interest rates, loan terms, and the consequences of default.
- Operational Procedures: GRT evaluates members’ understanding of the procedures for loan disbursement, repayment, and savings.
