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- Micro Finance – Support Staff Manager
Curriculum
- 43 Sections
- 187 Lessons
- Lifetime
- Fundamentals of Micro Finance8
- The Origin of Microfinance - Prof. Muhammad Yunus and Bangladesh6
- Evolution of Microfinance in India with a Brief History10
- Self-Help Groups (SHGs)11
- The Journey of Self-Help Groups (SHGs) in India and Present Scenario8
- History of SIDBI and NABARD in India4
- RBI as the Regulatory Authority for Microfinance in India2
- Sa-Dhan7
- MFIN - Introduction and Brief History7
- Hierarchy of Field Staff in Microfinance Industry11
- Understanding Key Terms in Microfinance: Member, Group, Centre, Group Leader, Centre Leader7
- What is a Joint Liability Group (JLG)?2
- How Does a Joint Liability Group (JLG) Operate?2
- Advantages of a Joint Liability Group (JLG)2
- Disadvantages of a Joint Liability Group (JLG)2
- Village Survey8
- Compulsory Group Training (CGT)6
- Group Recognition Test8
- Loan Utilization Check in Microfinance8
- Credit Bureau Reports5
- Loan Pipelining6
- Ghost Loans6
- Code of Conduct6
- Arrear Management in Microfinance3
- Delinquency Management7
- Effective Arrear Follow-up in Microfinance3
- Effective Surprise Center Visits (SCV) in Microfinance4
- Principal Outstanding vs. Principal in Arrear: Implications for NPA Provisioning6
- Non-Performing Assets (NPA) in Microfinance and RBI Prudential Norms5
- Gross NPA vs. Net NPA: Understanding the Difference5
- The Rising Challenge of Non-Performing Assets (NPAs) in India\'s Microfinance Industry7
- The Significance of Credit Risk Policy in the Microfinance Sector4
- Business Correspondent Arrangement in Microfinance Institutions (MFI)10
- On-Book vs. Off-Book Portfolio in Microfinance6
- Tier 1 and Tier 2 Capital in Microfinance5
- Co-Lending in Microfinance in India10
- Priority Sector Lending in India12
- 40.0Introduction
- 40.1Sectors Under Priority Sector
- 40.2Lending Targets
- 40.3Agricultural Credit
- 40.4Micro, Small, and Medium Enterprises (MSMEs)
- 40.5Weaker Sections
- 40.6Education
- 40.7Export Credit
- 40.8Regional Focus
- 40.9Monitoring and Reporting
- 40.10Penalties for Non-Compliance
- 40.11Micro Finance Q 371 Question
- Non-Banking Financial Company (NBFC)3
- Types of NBFCs2
- Principal Business2
- Minimum Capital Requirement for NBFCs2
- NBFCs' Exemptions3
- Know Your Customer (KYC) Guidelines5
Key Differences
1. Credit Risk:
On-Book: The financial institution retains the credit risk in on-book portfolios.
Off-Book: Credit risk is transferred to external investors in off-book portfolios.
2. Recording on the Balance Sheet:
On-Book: Loans are recorded as assets on the balance sheet.
Off-Book: Loans are not recorded on the balance sheet.
3. Funding:
On-Book: Loans are funded using the financial institution’s own capital, deposits, or borrowings.
Off-Book: Loans are funded through securitization or by selling them to external investors.
4. Capital Management:
On-Book: Requires the financial institution to allocate capital for provisions against potential loan losses.
Off-Book: Frees up capital for further lending as the credit risk is transferred to external investors.
5. Risk Mitigation:
On-Book: The institution manages the credit risk internally.
Off-Book: The credit risk is managed externally through investors or organizations.
