Instructor

Micro Finance

Lifetime

All levels

204 lessons

61 quizzes

5 students

Overview
Curriculum
Instructor

Discover the core principles of Micro Finance, a must-learn course for everyone, from beginners to seasoned associates in the financial independence and financial literacy sector. Click on the Curriculum Tab above to see what’s in the Course.

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Curriculum

46 Sections
204 Lessons
Lifetime

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Fundamentals of Micro Finance
8
- 1.0
  Introduction to Micro Finance
- 1.1
  Key Concepts
  10 Minutes
- 1.2
  Financial Services for the Underserved
- 1.3
  Microloans
- 1.4
  Savings and Deposits
- 1.5
  Risk Management
- 1.6
  Interest Rates
- 1.7
  Micro Finance Q 1
  1 Question
The Origin of Microfinance - Prof. Muhammad Yunus and Bangladesh
6
- 2.0
  Introduction
- 2.1
  The Struggle in Bangladesh
- 2.2
  The Birth of Grameen Bank
- 2.3
  Grameen Bank’s Approach
- 2.4
  Success and Expansion
- 2.5
  Micro Finance Q 2
  1 Question
Evolution of Microfinance in India with a Brief History
10
- 3.0
  Introduction
- 3.1
  Early Initiatives
- 3.2
  Birth of SHGs
- 3.3
  Microcredit Institutions
- 3.4
  Regulatory Framework
- 3.5
  Andhra Pradesh Crisis
- 3.6
  Recent Developments
- 3.7
  Digital Transformation
- 3.8
  Current Status
- 3.9
  Micro Finance Q 3
  1 Question
Self-Help Groups (SHGs)
11
- 4.0
  Introduction
- 4.1
  Definition of SHGs
- 4.2
  Formation of SHGs
- 4.3
  Objective of SHGs
- 4.4
  Savings and Credit
- 4.5
  Access to Credit
- 4.6
  Empowerment of Women
- 4.7
  Income Generation
- 4.8
  Social Support
- 4.9
  Government Support
- 4.10
  Micro Finance Q 4
  1 Question
The Journey of Self-Help Groups (SHGs) in India and Present Scenario
8
- 5.0
  Introduction
- 5.1
  Emergence of SHGs in India
- 5.2
  Growth and Expansion
- 5.3
  Impact on Women’s Empowerment
- 5.4
  Key Achievements
- 5.5
  Challenges and Concerns
- 5.6
  Present Scenario
- 5.7
  Micro Finance Q 5
  1 Question
History of SIDBI and NABARD in India
4
- 6.0
  Introduction
- 6.1
  Small Industries Development Bank of India (SIDBI)
- 6.2
  National Bank for Agriculture and Rural Development (NABARD)
- 6.3
  Micro Finance Q 6
  2 Questions
RBI as the Regulatory Authority for Microfinance in India
2
- 7.0
  Introduction
- 7.1
  Micro Finance Q 7
  1 Minute1 Question
Sa-Dhan
7
- 8.0
  Introduction
- 8.1
  Sa-Dhan’s Formation
- 8.2
  Objectives and Functions
- 8.3
  Significance
- 8.4
  Brief History
- 8.5
  Conclusion
- 8.6
  Micro Finance Q 8
  1 Question
MFIN - Introduction and Brief History
7
- 9.0
  Introduction to MFIN
- 9.1
  MFIN’s Formation
- 9.2
  Objectives and Functions
- 9.3
  Significance
- 9.4
  Brief History
- 9.5
  Conclusion
- 9.6
  Micro Finance Q 9
  1 Question
Hierarchy of Field Staff in Microfinance Industry
11
- 10.0
  Introduction
- 10.1
  Field Officer
- 10.2
  Branch Manager
- 10.3
  Area Manager
- 10.4
  Division Manager
- 10.5
  State Head
- 10.6
  Zonal Manager
- 10.7
  National Head
- 10.8
  Chief Business Officer
- 10.9
  Additional Designations
- 10.10
  Conclusion
Starting a Career as a Trainee Field Officer in Microfinance
6
- 11.0
  Introduction
- 11.1
  Starting as a Trainee Field Officer
- 11.2
  Respect by Rural Populations
- 11.3
  Career Growth
- 11.4
  Salary Range and Employment Benefits
- 11.5
  Conclusion
Understanding Key Terms in Microfinance: Member, Group, Centre, Group Leader, Centre Leader
7
- 12.0
  Introduction
- 12.1
  Member
- 12.2
  Group
- 12.3
  Centre
- 12.4
  Group Leader
- 12.5
  Centre Leader
- 12.6
  Micro Finance Q 10
  1 Question
What is a Joint Liability Group (JLG)?
2
- 13.0
  Introduction
- 13.1
  Micro Finance Q 11
  1 Question
How Does a Joint Liability Group (JLG) Operate?
2
- 14.0
  Introduction
- 14.1
  Micro Finance Q 12
  1 Question
Advantages of a Joint Liability Group (JLG)
2
- 15.0
  Introduction
- 15.1
  Micro Finance Q 13
  1 Question
Disadvantages of a Joint Liability Group (JLG)
2
- 16.0
  Introduction
- 16.1
  Micro Finance Q 14
  1 Question
Village Survey
8
- 17.0
  What is Village Survey in Microfinance?
- 17.1
  Micro Finance Q 15 A
  1 Question
- 17.2
  Conducting a Village Survey
- 17.3
  Micro Finance Q 15 B
  1 Question
- 17.4
  Benefits of a Village Survey
- 17.5
  Micro Finance Q 15 C
  1 Question
- 17.6
  Challenges of Conducting Village Surveys
- 17.7
  Micro Finance Q 15 D
  1 Question
Compulsory Group Training (CGT)
6
- 18.0
  What is CGT in Microfinance?
- 18.1
  Micro Finance Q 16 A
  1 Question
- 18.2
  Benefits of CGT
- 18.3
  Micro Finance Q 16 B
  1 Question
- 18.4
  Challenges of CGT
- 18.5
  Micro Finance Q 16 C
  1 Question
Group Recognition Test
8
- 19.0
  What is GRT in Microfinance?
- 19.1
  Micro Finance Q 17 A
  1 Question
- 19.2
  Benefits of GRT
- 19.3
  Micro Finance Q 17 B
  1 Question
- 19.4
  Challenges of GRT
- 19.5
  Micro Finance Q 17 C
  1 Question
- 19.6
  GRT in Microfinance Operations
- 19.7
  Micro Finance Q 17 D
  1 Question
Loan Utilization Check in Microfinance
8
- 20.0
  Introducation
- 20.1
  Micro Finance Q 18 A
  1 Question
- 20.2
  Benefits of Loan Utilization Check
- 20.3
  Micro Finance Q 18 B
  1 Question
- 20.4
  Challenges of Loan Utilization Checks
- 20.5
  Micro Finance Q 18 C
  1 Question
- 20.6
  Loan Utilization Checks in Practice
- 20.7
  Micro Finance Q 18 D
  1 Question
Credit Bureau Reports
5
- 21.0
  Benefits of Credit Bureau Reports
- 21.1
  Micro Finance Q 19 A
  1 Question
- 21.2
  Challenges of Credit Bureau Reports
- 21.3
  Micro Finance Q 19 B
  1 Question
- 21.4
  Credit Bureau Reports in Microfinance Operations
Loan Pipelining
6
- 22.0
  Understanding Loan Pipelining in Microfinance
- 22.1
  Micro Finance Q 20 A
  1 Question
- 22.2
  Mitigating Loan Pipelining in Microfinance Centers
- 22.3
  Micro Finance Q 20 B
  1 Question
- 22.4
  The Impact of Loan Pipelining on Microfinance Centers
- 22.5
  Micro Finance Q 20 C
  1 Question
Ghost Loans
6
- 23.0
  Understanding Ghost Loans in Microfinance
- 23.1
  Micro Finance Q 21 A
  1 Question
- 23.2
  Preventing Ghost Loans in Microfinance
- 23.3
  Micro Finance Q 21 B
  1 Question
- 23.4
  The Impact of Ghost Loans
- 23.5
  Micro Finance Q 21 C
  1 Question
Code of Conduct
6
- 24.0
  Code of Conduct in Microfinance
- 24.1
  Micro Finance Q 22 A
  1 Question
- 24.2
  Ensuring Compliance with the Code of Conduct
- 24.3
  Micro Finance Q 22 B
  1 Question
- 24.4
  Consequences of Violating the Code of Conduct
- 24.5
  Micro Finance Q 22 C
  1 Question
Arrear Management in Microfinance
3
- 25.0
  Introduction
- 25.1
  Key Strategies for Effective Arrear Management
- 25.1
  Micro Finance Q 23
  1 Question
Delinquency Management
7
- 26.0
  Understanding Delinquency Management in Microfinance
- 26.1
  Causes of Delinquency
- 26.2
  Importance of Delinquency Management
- 26.3
  Joint Liability within the Group
- 26.4
  Member Resistance and Handling Delinquency
- 26.5
  Determining When to Collect Arrears
- 26.6
  Micro Finance Q 24
  1 Question
Effective Arrear Follow-up in Microfinance
3
- 27.0
  Introduction
- 27.1
  Arrear Management Guidelines
- 27.2
  Micro Finance Q 25
  1 Question
Effective Surprise Center Visits (SCV) in Microfinance
4
- 28.0
  Introduction
- 28.1
  Guidelines for Conducting SCV
- 28.2
  Conclusion
- 28.3
  Micro Finance Q 26
  1 Question
Principal Outstanding vs. Principal in Arrear: Implications for NPA Provisioning
6
- 29.0
  Introduction
- 29.1
  Principal Outstanding
- 29.2
  Principal in Arrear
- 29.3
  Implications for NPA Provisioning
- 29.4
  Advisable Approach for NBFCs
- 29.5
  Micro Finance Q 27
  1 Question
Non-Performing Assets (NPA) in Microfinance and RBI Prudential Norms
5
- 30.0
  Introduction
- 30.1
  Understanding Non-Performing Assets (NPA)
- 30.2
  RBI Prudential Norms for Microfinance Institutions
- 30.3
  Asset Classification and Provisioning
- 30.4
  Micro Finance Q 28
  1 Question
Gross NPA vs. Net NPA: Understanding the Difference
5
- 31.0
  Introduction
- 31.1
  Gross NPA (Non-Performing Assets)
- 31.2
  Net NPA (Non-Performing Assets)
- 31.3
  Conclusion
- 31.4
  Micro Finance Q 29
  2 Questions
The Rising Challenge of Non-Performing Assets (NPAs) in India\'s Microfinance Industry
7
- 32.0
  Historical Overview
- 32.1
  The Impact of Demonetization
- 32.2
  Subsequent Economic Reforms
- 32.3
  The COVID-19 Pandemic
- 32.4
  Current Scenario
- 32.5
  Challenges in the Field
- 32.6
  Micro Finance Q 30
  2 Questions
The Significance of Credit Risk Policy in the Microfinance Sector
4
- 33.0
  Introduction
- 33.1
  The Role of Credit Risk Policy
- 33.2
  Conclusion
- 33.3
  Micro Finance Q 31
  2 Questions
Microfinance Workflow: From Loan Disbursement to Collection
8
- 34.0
  Introduction
- 34.1
  Loan Disbursement
- 34.2
  Field Officer’s Role
- 34.3
  Daily Receipt Statement (DRS)
- 34.4
  End of Day Collection
- 34.5
  Branch Manager’s Authorization
- 34.6
  Summary
- 34.7
  Micro Finance Q 32
  2 Questions
Flower Route Planning for Daily Collection in Microfinance
5
- 35.0
  Introduction
- 35.1
  What is Flower Route Planning?
- 35.2
  Advantages of Flower Route Planning
- 35.3
  Summary
- 35.4
  Micro Finance Q 33
  2 Questions
Business Correspondent Arrangement in Microfinance Institutions (MFI)
10
- 36.0
  Introduction
- 36.1
  Definition and Role
- 36.2
  Regulatory Framework
- 36.3
  Advantages
- 36.4
  Services Provided
- 36.5
  Challenges
- 36.6
  Digital Transformation
- 36.7
  Ensuring Client Protection
- 36.8
  Monitoring and Supervision
- 36.9
  Micro Finance Q 33
  1 Question
On-Book vs. Off-Book Portfolio in Microfinance
6
- 37.0
  Introduction
- 37.1
  On-Book Portfolio
- 37.2
  Off-Book Portfolio
- 37.3
  Key Differences
- 37.4
  Summary
- 37.5
  Micro Finance Q 34
  1 Question
Tier 1 and Tier 2 Capital in Microfinance
5
- 38.0
  Introduction
- 38.1
  Tier 1 Capital
- 38.2
  Tier 2 Capital
- 38.3
  Key Differences
- 38.4
  Micor Finance Q 35
  1 Question
Co-Lending in Microfinance in India
10
- 39.0
  Introduction
- 39.1
  Regulated Entities
- 39.2
  Sharing of Risk and Funds
- 39.3
  Regulatory Guidelines
- 39.4
  Targeted Microfinance
- 39.5
  Risk Mitigation
- 39.6
  Last-Mile Reach
- 39.7
  Borrower-Centric Approach
- 39.8
  Regulatory Framework
- 39.9
  Micro Finance Q 36
  1 Question
Priority Sector Lending in India
12
- 40.0
  Introduction
- 40.1
  Sectors Under Priority Sector
- 40.2
  Lending Targets
- 40.3
  Agricultural Credit
- 40.4
  Micro, Small, and Medium Enterprises (MSMEs)
- 40.5
  Weaker Sections
- 40.6
  Education
- 40.7
  Export Credit
- 40.8
  Regional Focus
- 40.9
  Monitoring and Reporting
- 40.10
  Penalties for Non-Compliance
- 40.11
  Micro Finance Q 37
  1 Question
Non-Banking Financial Company (NBFC)
3
- 41.0
  Introduction
- 41.1
  Acceptance of Deposits
- 41.2
  Payment and Settlement Services
Types of NBFCs
2
- 42.0
  Different Types of NBFC
- 42.1
  Micro Finance Q 38
  1 Question
Principal Business
2
- 43.0
  What does conducting financial activity as “principal business” mean?
- 43.1
  Micro Finance Q 39
  1 Question
Minimum Capital Requirement for NBFCs
2
- 44.0
  Introduction
- 44.1
  Micro Finance Q 40
  1 Question
NBFCs' Exemptions
3
- 45.0
  NBFCs’ Exemptions from RBI Registration
- 45.1
  Definition and Exemptions
- 45.2
  Micro Finance Q 41
  1 Question
Know Your Customer (KYC) Guidelines
5
- 46.0
  Introduction
- 46.1
  Key Components of KYC Guidelines
- 46.2
  Regulatory Framework
- 46.3
  Importance of KYC
- 46.4
  Micro Finance Q 42
  1 Question

Micro Finance

Curriculum

iCreate

Building wealth, creating futures.

Insights

Case Studies

Media Mentions

Stay ahead in a rapidly changing world

Financial Literacy Programs

Socio-Economic Balance

Hygiene and Sanitation

Micro Finance

MSME Loans

Dwelling Unit Loans

Vocational Training

Employment Assistance

Self-Employment Schemes

Micro Finance

Curriculum

iCreate

Building wealth, creating futures.

Insights

Case Studies

Media Mentions

Stay ahead in a rapidly changing world

Financial Literacy Programs

Socio-Economic Balance

Hygiene and Sanitation

Micro Finance

MSME Loans

Dwelling Unit Loans

Vocational Training

Employment Assistance

Self-Employment Schemes

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